Financial Calculators

The calculators below will help you better understand how each option works and how each option may benefit you based on your specific situation.

They are designed to provide an example and are only an estimate.
To know if you are eligible for a specific option and to understand the exact impact, please contact your mortgage company.

 

Refinance Calculator

Use this tool to estimate the impact of Refinancing your first mortgage. Keep in mind, qualifications and results will vary. This tool is to be used only as an estimate and you should contact your mortgage company to finalize your results.

Repayment Plan Calculator

This tool illustrates how a Repayment Plan might help you catch up on past due payments. Keep in mind, qualifications and results will vary. This tool is to be used only as an estimate and you should contact your mortgage company to finalize your results.

Modification Calculator

Explore how a Modification might be able to make your mortgage payment more affordable by adjusting the terms of your existing first mortgage. Keep in mind, qualifications and results will vary. This tool is to be used only as an estimate and you should contact your mortgage company to finalize your results.

Forbearance Calculator

Calculate how a forbearance might be able to lower your payment if a short-term problem is affecting your ability to pay your mortgage. Keep in mind, qualifications and results will vary. This tool is to be used only as an estimate and you should contact your mortgage company to finalize your results.

Loan-to-Value Calculator

Estimate your LTV—the amount you owe on your mortgage(s) compared to your home’s current market value. Keep in mind, qualifications and results will vary. This tool is to be used only as an estimate and you should contact your mortgage company to finalize your results.

Debt-to-Income Calculator

Use this tool to estimate your DTI—the ratio of the amount you pay on your mortgage(s) each month compared to your total monthly gross income. Keep in mind, qualifications and results will vary. This tool is to be used only as an estimate and you should contact your mortgage company to finalize your results.

Mortgage Calculator

Use this tool to estimate your mortgage. Keep in mind, qualifications and results will vary. This tool is to be used only as an estimate and you should contact your mortgage company to finalize your results.

BEWARE

SCAMS

Learn how to identify and avoid scam artists who promise immediate relief from foreclosure.

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FAQ

ANSWERS

Find the answers to common questions concerning your mortgage and the various options to avoid foreclosure.

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GLOSSARY

TERMS

Visit our glossary of key terms to increase your understanding of the foreclosure options available.

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