How To Use The repayment plan calculator is provided to help you with general information regarding options to help you catch up on past due payments. The results returned by this calculator should only be used as one of many factors in evaluating your options.
This calculator returns information based on inputs regarding your existing mortgage information. It is important that you provide accurate information in order to receive more realistic results. This calculator can only provide a general overview of your situation based on the information you provide. Your mortgage company may use different information to determine eligibility and your individual results may vary from the results shown by this calculator.
Please Note: These results have been calculated based on your inputs regarding your existing mortgage information. Your mortgage company may consider additional factors in determining your eligibility and potential savings, which may result in a different payment amount.
Please save this information (as a PDF document) or email it to yourself, so that you may have it as a reference when you speak with your mortgage company or a housing counselor.
Every situation is different. Contact your mortgage company to determine your exact results and determine if you qualify for this option.
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Find the answers to common questions concerning your mortgage and the various options to avoid foreclosure.
Visit our glossary of key terms to increase your understanding of the foreclosure options available.
Use our interactive Options Finder tool to learn about options that can help you get back on track and avoid foreclosure.
To estimate how each option affects your monthly payment, explore our calculator tools.
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