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What Does Your Homeowners Policy Cover in Disasters? Often, Not Enough

By: 
Leslie Scism and Nicole Friedman | Realtor.com
Aug 6 2018

When the floodwaters have receded and fires have burned out, many U.S. homeowners are hit with another disaster: inadequate insurance.

That was a big lesson of last year’s major hurricanes and wildfires. In many instances, homeowners couldn’t fully repair their damaged homes with insurance proceeds because they didn’t understand until too late what their policies did and didn’t cover.

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