Many homeowners have fallen behind on their mortgage, and could soon be on the path to foreclosure without permanent help. If this sounds like your situation, you may be eligible to modify your mortgage. You may also qualify for the government’s Home Affordable Modification Program , which was designed to help borrowers make their payments more affordable.
HAMP is designed specifically to help homeowners impacted by financial hardship. The federal government has created HAMP to help borrowers make their payments more affordable. More  ›
Many homeowners have fallen behind on their mortgage, and could soon be on the path to foreclosure without permanent help. More  ›
The amount of your modification (if eligible) depends on a variety of factors. Your mortgage company or a housing counselor will be able to help you determine any benefits from modification. More  ›
If you have a loan modification with a step rate feature, the initial modified interest rate is temporary (usually fixed for 5 years). After the initial period, the rate will begin to adjust, or “step up.” More  ›
Even with a loan modification, you may still have some financial challenges. Take advantage of tools like financial coaching to help with your financial success. More  ›